Purchase A Home
Thinking about purchasing a new home? Let TNTeam get you a great mortgage rate, guide you through the loan process, and help you get the home you deserve.
Home Purchase Financing
Whether you’re a first-time buyer or an experienced home owner, purchasing a new home can be a complex process. We take the stress off your shoulders and guide you through the process every step of the way. If you work with TNTeam, we’ll find the best loan program for your specific situation and help you navigate your home purchase journey to a successful close.
Investor Loans
Securing a loan as a residential real estate investor can be more challenging than a typical home buyer due to higher down payments, higher interest rates, and stricter credit score requirements. But, as wholesale lenders, we’re able to work with investors in ways that direct lenders typically cannot. We can get creative with your loan options to ensure you’re getting a loan that fits your investment profile.
First Time Buyer Loans
Buying a home for the first time can be an intimidating process and can scare off a lot of people. We recognize this and carefully walk first-time home buyers through the process and their options as a first-time buyer. We provide credit reviews and simulations for first-time buyers to understand where they need to be to qualify and help them find options that meet their needs, including low down payment and low interest loan programs.
The Home Purchase Process
Thinking about purchasing a home? Here’s a look at the process we guide our clients through.
Step 1: Pre-Approval
We’ll help you gather the documents needed for us to run your credit report and pinpoint the loan amount that you quality for. This pre-approval will save you time throughout your home search and help signal to sellers that you’re a serious buyer.
Step 2: Applying
Once you have an accepted offer we’ll coach you through everything you need (and don’t need) to get your loan file through underwriting. We’ll help you prioritize your efforts so that we can get your Loan Estimate completed.
Step 3: Processing
We’ll work with our loan processors to gather the necessary documentation, review the information in the loan file and then assemble an orderly and complete package for the underwriter.
Step 4: Underwriting
While the documentation in your loan package is being reviewed for approval by the underwriter, we’ll help you pinpoint the right moment to lock your interest rate based on our knowledge of the markets.
Step 5: Closing
Once your loan docs are drawn and you’re getting ready to close, we’ll help you review the Closing Disclosure during the three day review period and then walk you through everything you need to know during the closing meeting.
Why TNTeam
We think you should choose us to help you finance your home purchase. Here’s why:
Experience
We’ve closed hundreds of loans over the last 10 years. We know what we’re doing.
Attention to the Detail
The home loan process is complex and lots can go wrong. We make sure it doesn’t.
Connected
Our long standing relationships with dozens of banks get you access to the best loan programs.
Care
Our clients are our family. We take your loan personally and we won’t stop until it’s funded and closed.
Send a message
Drop us a note below and we’ll get back to you ASAP.
Contact Information
S&D Mortgage, Inc. 2824 Camino Dos Rios Unit D, Thousand Oaks, CA 91320
Terry Magnone
Senior Loan Officer
NMLS: 236880 | DRE: 01192476
(818) 399-8609 | Fax: (805) 299-4961 Email Me