Refinance Your Home

Stuck in a high interest, long term loan? Let TNTeam help you refinance your home so you can get a lower rate, pay your mortgage off faster, or tap into your home equity for cash.

Your Mortgage Refinancing Options

A mortgage refinance is the replacement of your existing mortgage with another mortgage under new terms. Done at the right time in the right way, refinancing can help you lower your monthly mortgage payments, shorten the term on your loan, or take cash out from your home equity to fund renovation projects. If you work with TNTeam, we’ll help you figure out the best options for you and guide you through the process.

Contact us

Cash Out Refinance

A cash out refinance is a great option for borrowers who have built up equity in their home that they want to deploy in other areas. Some ways home owners use their cash out refi includes paying for renovation projects, consolidating higher-interest debt, and paying off credit cards to boost their credit score.

Loan Refinance

Refinancing your existing loan is a great choice for borrowers who are looking to lower their interest rate or get into a better loan program without mortgage insurance. By refinancing, you can free up more money each month to invest in other areas of your life or even pay off your mortgage in less time, becoming debt-free before retirement.

The Refinance Process

Thinking about refinancing? Here’s a look at the process we guide our clients through.

Step 1: Applying

We’ll coach you through everything you need (and don’t need) to get your loan file through underwriting. We’ll help you prioritize your efforts so that we can get your Loan Estimate completed.

Step 2: Processing

We’ll work with our loan processors to gather the necessary documentation, review the information in the loan file and then assemble an orderly and complete package for the underwriter.

Step 3: Underwriting

While the documentation in your loan package is being reviewed for approval by the underwriter, we’ll help you pinpoint the right moment to lock your interest rate based on our knowledge of the markets.

Step 4: Closing

Once your loan docs are drawn and you’re getting ready to close, we’ll help you review the Closing Disclosure during the three day review period and then walk you through everything you need to know during the closing meeting.